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How to Pay the Bill in Spanish

Coffee's done, time to go. Paying is the last beat of the café session our demo coach runs — and the phrases transfer to restaurants, taxis, and shops everywhere in the Spanish-speaking world. Here's the exact sequence, from asking for the bill to handling a declined card.

Quick answer

La cuenta, por favor.

The bill, please.

Works at cafés, restaurants, and bars everywhere. Follow-up: "¿Puedo pagar con tarjeta?" — Can I pay by card? (PWEH-doh pah-GAHR kohn tar-HEH-tah)

1. Asking for the bill

SpanishEnglishPronunciation
La cuenta, por favor.The bill, please.lah KWEHN-tah, pohr fah-VOHR
¿Me trae la cuenta, por favor?Could you bring me the bill, please?meh TRAH-eh lah KWEHN-tah, pohr fah-VOHR

2. Asking the price

SpanishEnglishPronunciation
¿Cuánto es?How much is it?KWAHN-toh ehs
¿Cuánto cuesta?How much does it cost?KWAHN-toh KWEHS-tah

3. Choosing how to pay

SpanishEnglishPronunciation
¿Puedo pagar con tarjeta?Can I pay by card?PWEH-doh pah-GAHR kohn tar-HEH-tah
¿Aceptan tarjeta?Do you take card?ah-SEHP-tahn tar-HEH-tah
En efectivo.In cash.ehn eh-feh-TEE-voh
¿Tiene cambio?Do you have change?TYEH-neh KAHM-bee-oh

4. If something goes wrong

SpanishEnglishPronunciation
No funciona.It doesn't work. (e.g. the card machine)noh foon-SYOH-nah
¿Puedo pagar en efectivo?Can I pay cash instead?PWEH-doh pah-GAHR ehn eh-feh-TEE-voh

Common mistakes English speakers make

Saying "el bill" or "la factura" at a café

In a café or restaurant, the bill is "la cuenta". "La factura" is a formal invoice — right word for business contexts, wrong one for a coffee.

Word-for-word translating "Can I get the check?"

Use "¿Me trae la cuenta, por favor?" — literally "could you bring me the bill". It's the polite, natural construction a native speaker uses.

Panicking when the card machine fails

Have "¿Puedo pagar en efectivo?" ready — it's the same grammar pattern you already know ("¿Puedo pagar con tarjeta?"), just swapped.

Watch a beginner do it — live

The café session ends with the bill — see how the coach walks a real beginner through it. Tap for sound.

The moment it clicks: "¿Puedo pagar…?" is a template

Once you've said "¿Puedo pagar con tarjeta?", you own a template: ¿Puedo + [verb] + [thing]? The coach's method is exactly this — learn one pattern, then swap the last word. Cash, card, the bathroom, a menu: "¿Puedo pagar en efectivo?", "¿Puedo ver el menú?".

¿Puedo pagar con tarjeta? — Can I pay by card? (swap the ending, keep the pattern)

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